Health Services Insurance Information and Requirements

School Insurance Information

Coverage Period: August 10, 2023 – August 9, 2024

Waiver Deadlines:

• Fall 2023 the waiver period ends on Oct 1, 2023
• Spring 2024 the waiver period ends on March 1, 2024

All residential and international students must have insurance. Please see below for full details. Any individual losing their health insurance may qualify to pick up the school insurance if they contact us within 30 days of their insurance loss.

The insurance carrier is United Healthcare  and the plan is administered by Gallagher Student  Health & Special Risk. To view the plan please visit gallagherstudent.com/adelphi. You can navigate through this site for all information or contact the company’s customer service department directly for further details at 833.821.2337.

Please be aware that for an additional fee the plan also includes discounts on vision and dental insurance for Add-On Coverage options please go to gallagherstudent.com/adelphi.

Insurance Fees

Fees for the 2023-2024 academic year school insurance are $3,995 (You will be billed in the Fall semester $1,572.00 and the remaining amount in the Spring semester $ 2,423.00), which provides coverage from August 10, 2023–August 9, 2024. Once enrolled in the fall, Resident and International students are automatically enrolled into the spring semester and billed for the remaining fee unless they withdraw or graduate from the University.

Fees for students entering Adelphi University for the FIRST TIME in the spring semester are $ 2,423.00 and provides coverage from January 1, 2024–August 9, 2024.

Billing: Insurance fees are billed directly to the student’s tuition statement and is listed as “Health Insurance Plan.” If you have comparable insurance and want to waive the school plan you MUST do so by the above-indicated deadlines. There are NO exceptions.

Waiver Instructions and Requirements

The waiver period for the Fall 2023 semester closes on October 1, 2023.

You may elect to waive the school insurance if you have comparable coverage that is active. All students must provide proof of their coverage when requesting a waiver. This policy must meet the following requirements (this applies to all residential and international students attempting to waive the school insurance.)

Residential domestic and international students must meet all ACA guidelines, including but not limited to:

• Unlimited plan maximum
• Medical Evacuation: $50,000 maximum per Covered Person (International Students only)
• Repatriation of Remains: $25,000 maximum per Covered Person (International Students only)
• Active insurance that provides coverage for entire term (International Students only; Spring Jan 1st -August 9th Fall August 10th -December 31st)
• Co-insurance: no lower than 80% In-Network / 60% Out-of-Network
• If your policy does not meet these requirements, your waiver will be denied.

If you have an approved waiver for Fall 2023 term you do not need to complete a waiver for the Spring 2024 term.

Please note: You will need your Adelphi student username and password to access the waiver form.

Before attempting the waiver process, you will need the following information:

1. Your current insurance card (front and back).
2. The card must have the insurance ID number on it.
3. Your school ID number.
4. An email address that you will monitor for correspondence from the insurance company regarding the status of your waiver.
5. International students will be asked to upload a copy of their actual policy documents to the waiver site.

When completing the application please be extremely careful when entering your policy number and phone number and double-check this information before submitting. Accurate information is essential to the waiver being granted.

Open Enrollment Deadlines

Commuter students may voluntarily elect to enroll in school insurance but are not required to do so. Students may only enroll during the open enrollment period in the Fall and Spring unless there is a qualifying event.  Commuter students who enrolled for Fall would need to enroll again for Spring should they wish to have continuous coverage.

• Fall semester enrollment begins prior to August 10, 2023 and ends on October 1, 2023.
• Spring semester enrollment begins January 1, 2024 and ends on March 1, 2024.

Anyone mandated to have the school insurance for fall 2023 must waive prior to October 1, 2023. New residents and international students mandated for spring 2024, must waive by March 1, 2024.

Enroll or Waive Your Health Insurance

Please note: You will need your Adelphi student username and password to access the waiver or enrollment forms.

Please review the plan so you understand your full benefits.

Payment for Voluntary Enrollment

When you process the enrollment form, your student account will be charged for the cost of the insurance within one to two weeks. For payment options please visit here. Payment cannot be accepted at the Health Services office in Garden City. If you wish proof of insurance immediately after enrolling, you may print an ID card online.

Failure to pay the fee does not relieve you of this responsibility. If you do not pay your bill in a timely fashion (within 30 days) you may be assessed late fees by the University and a financial hold will be placed on your account preventing you from registering for future classes, graduation or receiving official transcripts.

All questions regarding the student health insurance should be directed to Gallagher Student Health & Special Risk at 833.821.2337 or visit their website at gallagherstudent.com/adelphi

Please see FAQ for further instructions or questions

Broker

Gallagher Student Health & Special Risk
500 Victory Road
Quincy, MA 02171
gallagherstudent.com/adelphi